Prosedur Pengambilalihan Obyek Jaminan Hak Tanggungan dalam Masalah Kredit Macet

Triamy Rostarum

Abstract


This research aims to find out that the objects of collateral that have experienced credit or credit can be taken over by PT. Bank Mandiri (Persero) Tbk Branch of Jambi, and knowing the movement of Land Officials (PPAT) in the making of guarantees taken over by PT. Bank Mandiri (Persero) Tbk Jambi Branch. The research method used was disciplinary. The results of the research were done after the execution of the insurance coverage through auction and not to sell the news to PT. Bank Mandiri (Persero) Tbk Jambi branch can carry out the takeover of insurance coverage or as an ODA through auction by signing the takeover agreement between the bank and the facility or making news about the settlement of the February 2016 debt. The role of the PPAT is to create a Sales Act (AJB) which is the legal basis for the right to transfer land rights in the takeover of insurance benefits.


Keywords


CreditMetet, Collateral Taken Alone (AYDA)

Full Text:

PDF

References


Buku

Subekti, 1995, Aneka Perjanjian, PT. Citra Aditya Bakti, Bandung.

______, 2002, Hukum Perjanjian, Intermasa, Jakarta.

Hariri, Wawan Muhwan, 2011, Hukum Perikatan, Pustaka Setia, Bandung.

Muljadi, Kartini dan Gunawan Widjaja, 2007, Seri Hukum Harta Kekayaan: Hak Istimewa,Gadai, dan Hipotek, Kencana, Jakarta.

Poesoko, Herowati, 2008, Parate Executie Obyek Hak Tanggungan, Laksbang Pressindo, Yogyakarta.

Usman, Rachmadi, 2008, Hukum Jaminan Keperdataan, Sinar Grafika, Jakarta.

Peraturan

Undang - Undang Nomor 5 Tahun 1960 Tentang Peraturan Dasar Pokok - Pokok Agraria Lembaran Negara Republik Indonesia Tahun 1960 Nomor 104.

Undang - Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan Lembaran Negara Republik Indonesia Tahun 1996 Nomor 42.

Undang - Undang Nomor 10 Tahun 1998 tentang perubahan atas Undang-Undang No.7 Tahun 1992 tentang Perbankan Lembaran Negara Republik Indonesia Tahun 1998 Nomor 182.

Peraturan Bank Indonesia Nomor 6/25/PBI/2004 tentang Rencana Bisnis Bank Umum.

Peraturan Bank Indonesia Nomor 14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum.




DOI: http://dx.doi.org/10.33087/wjh.v2i2.39

Refbacks

  • There are currently no refbacks.




Wajah Hukum Published by Faculty of Law, Batanghari University
Adress: Fakultas Hukum, Jl.Slamet Ryadi, Broni-Jambi, Kec.Telanaipura, Kodepos: 36122, email: wajahhukum.unbari@gmail.com


Creative Commons License This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.